Here in Maine, homeowners who are struggling with mortgage payments have many options. Recently HomeQuest (www.homequestmaine.org) was one of several agencies who assisted homeowners apply for the Emergencey Homeowner Loan Program (EHLP). Even with the passing of the deadline to apply for assistance through the EHLP, Homequest has other programs available to assist homeowners.
HomeQuest, a NeighborWorks HomeOwnership Center, and an affiliate of Community Concepts, provides foreclosure counseling services for homeowners delinquent or struggling to make mortgage payments. Dennis Lajoie, of Community Concepts says it is important for homeowners to realize they have options, but not wait until it is too late. “Everyone has a different story, every situation is unique. We look at the big picture and recommend a plan based on the individual or family.”
HomeQuest is able to work directly with lenders to negotiate loan modifications, short sales, forbearance and revised payment plans to get homeowners back on track. Beyond foreclosure counseling, HomeQuest also offers Home Buyer Education courses for future home buyers, budget and credit counseling and even mortgage and home improvement loans.
For more information on HomeQuest or to learn more about their services visit www.HomeQuestMaine.org or call 1-866-221-4383.